HDB Resale Process — Complete Guide
Selling your HDB flat is a big step. Here’s exactly what to expect, week by week.
Sell Your HDB Flat With Confidence
Whether you’re upgrading, downsizing, or relocating, understanding the timeline helps you plan better and maximise your sale price.
The HDB Resale Timeline (7-16 Weeks)
Week 1
Engage Agent and Valuation
Appoint us as your agent. We request HDB valuation, prepare documents, and estimate your net proceeds.
Week 1-2
Market Analysis and Pricing
CMA covering recent comps, demand indicators, and your unique selling points. Priced to sell from day one.
Week 2
Home Prep and Marketing
Professional photos, 360 tour option, staging advice. Listed on PropertyGuru, 99.co, ERA network, social media.
Week 2-4
Viewings and Offers
We schedule viewings, collect feedback, update you weekly. Most clients receive offers within 2-4 weeks.
Week 4-5
OTP and Negotiation
Issue OTP, negotiate terms, manage exercise period. You stay in control — we handle the back-and-forth.
Week 6-15
HDB Application and Approval
Submit resale application. HDB processes in 8-10 weeks. We track and update you throughout.
Week 16
Completion and Payment
CPF refunds processed, loans settled, net proceeds received. Keys handed over. We support you to the very end.
Selling Cost Calculator
Estimate CPF refund, loan, and net proceeds.
Selling Cost Calculator
Estimate your net proceeds after deductions
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